| Disclaimer: |
| All calculations are computation results based on values which are input by you as the client. |
| No responsibility will be accepted for mis-understandings or errors as a result of using this program. |
| This program uses computer based calculations for all results, and cannot be guaranteed to be accurate. |
| Use of this program will however give a fair and approximate guide to the user in the reduction of debts based on calculations. |
| No liability will be accepted, and you should seek the assistance of a qualified financial adviser or accountant to verify all assessments |
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